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Policy
Opinions & Insights
Opinions & Insights
CSBS Policy & Supervision staff frequently provide insights and analysis into issues affecting the nation's financial system. Below, you can find Blog Posts, Videos, Podcasts, and more.
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Bank Service Company Examination Coordination Act
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State-Federal Collaboration
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Blog post
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Videos
Blog post
Fed’s Discount Window Improvements Will Help Its Use
Dec 10, 2024
Blog post
Advancing State Laws for Networked Supervision
Dec 3, 2024
Blog post
FDIC Should Rescind Brokered Deposits Proposal
Nov 21, 2024
Blog post
CSBS Maintains Focus on Continuing Education for Mortgage Loan Originators
Nov 13, 2024
Blog post
The Reality of Money Transmission: Secure, Convenient, and Trusted Under State Supervision
Nov 12, 2024
Blog post
One Company, One Exam: Driving Forward Change
Oct 24, 2024
Blog post
FDIC Should Not Adopt Change in Bank Control Act Proposal
Oct 18, 2024
Blog post
NMLS Modernization Phase One Adoption Makes Steady Progress
Oct 17, 2024
Blog post
Despite Optimism, Community Bankers Aren’t Fully Convinced of an Economic Soft Landing
Oct 16, 2024
Blog post
NMLS Enhancement: New Designs, Profile Dashboard and Survey Option
Jul 30, 2024
Blog post
NMLS Enhancement: Reset an NMLS Username and Password with Ease
Jul 25, 2024
Blog post
NMLS Enhancement: Single Login to Access All NMLS Accounts
Jul 23, 2024
Podcasts
NMLS Modernization Phase One is Live - What's Changed and What Comes Next
Jul 22, 2024
Blog post
Community Bankers’ Success Hinges on Managing Growing Uncertainties
Jul 9, 2024
Videos
2024 CSBS Community Bank Case Study Competition Winners Announcement Video
Jun 19, 2024
Blog post
Supporting Our People
Jun 19, 2024
Blog post
Strengthening Cybersecurity
Jun 12, 2024
Podcasts
Why Licenses Exist in Financial Services
Jun 10, 2024
Blog post
Community Banks’ Product Pricing Influence in Local Markets
Jun 6, 2024
Videos
What is a Nonbank?
Jun 5, 2024
Blog post
Empowering Innovation
Jun 5, 2024
Blog post
State Regulation and Interagency Engagement
May 29, 2024
Podcasts
Has the Interest Rate Pinch Finally Arrived?
May 29, 2024
Blog post
Networked Supervision “Makes Us All Better”
May 23, 2024
Blog post
Supporting Partnerships in Supervision
May 22, 2024
Blog post
Understanding How Congress Included State Bank Supervisors in the FDIC Board
May 21, 2024
Podcasts
How State and Federal Regulators Share Information
May 20, 2024
Blog post
Advocating for the State Regulatory System
May 15, 2024
Blog post
Promoting the Value of Community Banks
May 8, 2024
Blog post
Enabling State Coordination
May 1, 2024
Blog post
Enhancing NMLS: Gathering User Feedback on Organizing Menus and Pages to Achieve Better Design
May 1, 2024
Podcasts
Positive Negativity - Community Banker Sentiment Rises to Start 2024
Apr 23, 2024
Blog post
Measuring NMLS User Satisfaction to Inform System Enhancements
Apr 4, 2024
Blog post
Do Ag Banks View Risks Differently?
Mar 19, 2024
Blog post
NMLS Users Engage in Research and Relationship Building at the 2024 NMLS Annual Conference & Training
Mar 18, 2024
Blog post
Rising From the Ashes: A Look Inside the Maui Wildfire Relief Effort
Mar 7, 2024
Blog post
NMLS and SES: Technology Innovations Driving State Licensing and Examinations
Mar 5, 2024
Videos
Maui Wildfires - State & Federal Regulator Response
Feb 14, 2024
Blog post
Why the FDIC Should Withdraw its Corporate Governance & Risk Management Proposal
Feb 9, 2024
Blog post
NMLS Enhancement: Improving the License Application Process for Individuals and Companies
Feb 5, 2024
Blog post
NMLS Enhancement: Making it Easier to Manage Usernames and Passwords
Feb 5, 2024
Blog post
NMLS Enhancement: Creating One Account for Users to Access NMLS
Feb 5, 2024
Blog post
Community Bankers Adapting to Higher Interest Rates
Jan 17, 2024
Podcasts
Ransomware Self-Assessment Tool, Version 2.0
Nov 27, 2023
Blog post
Does Community Bank Profitability or Size Impact Views on Risks?
Nov 7, 2023
Podcasts
What Goes Into Getting a Mortgage Broker License?
Nov 1, 2023
Blog post
State Bank Regulators Update Ransomware Self-Assessment Tool for Banks
Oct 24, 2023
Blog post
Back to Dismal? Community Banker Sentiment Rebounds but Remains Gloomy
Oct 19, 2023
Blog post
Meet our 2023 Community Bank Case Study Competition Winners
Sep 28, 2023
Blog post
Strong Partnerships Create Strong Financial Regulation
Sep 18, 2023
Blog post
NMLS At 15 Years: How the SAFE Act Transformed a Market
Aug 15, 2023
Podcasts
The Making of NMLS - Podcast Series
Aug 2, 2023
Blog post
Worse Than Dismal: Community Banker Sentiment at Another Record Low
Jul 26, 2023
Blog post
What is SRR?
Jul 11, 2023
Bank Supervision
Depository
Policy
State Financial Regulation 101
Jul 1, 2023
Blog post
NMLS Consumer Access: Consumer Protection for Homebuying
Jun 16, 2023
Podcasts
The Money Transmission Modernization Act
May 10, 2023
Blog post
Did Community Banker Sentiment Falter Further After the March 2023 Bank Closures?
Apr 25, 2023
Blog post
Community Banker Sentiment in the Doldrums
Apr 13, 2023
Blog post
SES Consumer Finance Standards Expand State Exam Uniformity
Apr 3, 2023
Blog post
CFPB Should Reconsider Nonbank Registry
Mar 31, 2023
Legislation
Depository
Policy
The Bank Service Company Examination Coordination Act, Explained
Mar 8, 2023
Blog post
The Money Transmission Modernization Act: A Powerful Story of State and Industry Collaboration
Mar 7, 2023
Blog post
Meet Our 2022 Case Study Competition Winners
Sep 28, 2022
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