Download the Full Comment Letter [PDF] James P. Sheesley, Assistant Executive Secretary Attenion: Comments Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC 20429 RIN 3064-ZA31 Re: Request for Comment on Proposed Statement of Policy on Bank Merger Transaction Dear Sir or Madam, The Conference of State Bank Supervisors 1 (“CSBS”) provides the following comments on the Federal Deposit
By Temple University Professor of Finance Jonathan A. Scott and CSBS Chief Economist Thomas F. Siems In the 2023 CSBS Annual Survey of Community Banks, 21% of respondents reported that their pricing decisions on loans and deposits influence local market interest rates, 59% reported they have some influence, and the remaining 20% reported no influence. Can community banks product pricing
Washington, D.C. – Five student teams advanced to the finals this week in the 2024 CSBS Community Bank Case Study Competition, emerging from a second round of eleven teams. This is the tenth year of the competition, which is open to undergraduate students in all fields of study as an opportunity to gain valuable first-hand knowledge of the banking industry
"By nominating an individual to the FDIC Board who lacks state bank supervisory experience, the White House, once again, has ignored the requirements of the Federal Deposit Insurance Act. Congress insisted on state supervisory experience on the FDIC Board for a reason: states are the chartering authority and primary regulator for 79% of all U.S. banks. State supervisors understand the
Originally publised on Jan 19, 2022 CSBS Senior Vice President Tim Doyle sits down with me to explain what exactly makes a license a license. We discuss the difference between a license and charter, why licenses exist, what a license does and does not mean for a consumer, how licensing has changed and how NMLS helps consumers make good choices
The Federal Financial Institutions Examination Council (FFIEC) today announced the appointment of Raymond J. Dorado to the FFIEC’s State Liaison Committee (SLC). Dorado was designated by the National Association of State Credit Union Supervisors (NASCUS) to complete the remainder of the two-year term left vacant by the early departure of Deputy Superintendent of the Community and Regional Banks Unit Yolanda
CSBS was certified as a Great Place to Work® in 2023 for the fifth year in a row. Each year we find new ways to improve opportunities and culture for staff. Our Diversity Council is comprised of employee resource groups that enhance CSBS culture by encouraging a supportive workplace for all employees and members of specific demographics. The groups are
