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Date Published
Blog post

Understanding How Congress Included State Bank Supervisors in the FDIC Board

May 21, 2024
Sometimes legislative history tells a fuller story of a bill’s provisions.
Issues |
State Representation in Federal Agencies State Representation on the FDIC Board
Comment Letter

White House Letter on FDIC Board Seat Nominations

May 21, 2024
Download the Full Comment Letter [PDF] The Honorable Joseph R. Biden President The White House 1600 Pennsylvania Avenue NW Washington, DC 20510 Dear Mr. President: As you consider potential nominees for Chairperson of the Federal Deposit Insurance Corporation (FDIC), 1 we recognize the critical responsibility any new leader must shoulder to provide FDIC employees with a professional, diverse, and inclusive
Blog post

Empowering Innovation

Jun 5, 2024
As the financial services industry rapidly evolves in volume and complexity, CSBS is creating data, technology, and analytical products to help state regulators anticipate and mitigate risk within the financial system. Harnessing the Power of Data CSBS's research and analytics services and products act as a force multiplier, giving states the information they need to accomplish more despite time and
Issues |
Annual Report
Press Room

CSBS Community Bank Case Study Competition Moves to Round Two

May 28, 2024
Washington, D.C. – Eleven teams have advanced in the first round of judging of the 2024 CSBS Community Bank Case Study Competition. The teams were chosen from a pool of 27 student teams that represent 21 colleges and universities across the nation. This is the tenth year of the competition, which is open to undergraduate students in all fields of
Tags
Case Study Competition
Press Room

CSBS Statement on Cantero v. Bank of America

May 30, 2024
CSBS President and CEO Brandon Milhorn Statement on U.S. Supreme Court Decision, Cantero v. Bank of America “Today’s unanimous decision by the U.S. Supreme Court is a win for consumers and for state consumer financial protection laws. Cantero makes clear that courts reviewing preemption challenges must apply the high bar codified in the Dodd-Frank Act. State consumer financial laws that
Podcasts

Has the Interest Rate Pinch Finally Arrived?

May 29, 2024
00:22:06
Are we finally starting to see the long-awaited cooldown in economic activity? CSBS Chief Economist Tom Siems takes us along for a deep dive into interest rate data, market fluctuations, and the current state of commercial real estate and office lending. And, as always, we ask: what should regulators and the industries be looking out for in the current economic
Videos

What is a Nonbank?

Jun 5, 2024
2:14
Did you know that state regulators protect consumers in the financial marketplace? Today, millions of Americans use safe and innovative financial products provided banks and nonbanks supervised by states. We all know that banks provide financial deposits and take deposits. But what is a Nonbank?
Issues |
Networked Supervision Reengineering Non-Bank Supervision Consumers Banks & Businesses
Annual Reports & Financials

2023 Annual Report

Apr 11, 2024
Blog post

Strengthening Cybersecurity

Jun 12, 2024
Working with the Bankers Electronic Crimes Task Force and the United States Secret Service, state supervisors released Ransomware Self-Assessment Tools (R-SAT) for both banks and nonbanks in 2020. R-SAT helps financial institutions assess how they can mitigate ransomware risks and identify other cybersecurity gaps. In October 2023, we released a new, updated R-SAT for banks to address new risks associated
Issues |
Annual Report
Press Room

CSBS President and CEO Brandon Milhorn Statement on CFPB Public Orders Registry

Jun 3, 2024
“We are disappointed that the CFPB is proceeding with its Public Orders Registry and stand by the concerns expressed by state regulators during the consultation process and in CSBS’s comment letter. CSBS’s primary focus now is to help ensure alignment between the CFPB’s Registry and the Nationwide Multistate Licensing System to prevent consumer and industry confusion and redundant reporting. We