Regulatory Proposals

CSBS tracks and responds to federal regulatory proposals that impact state-chartered financial institutions. The table below includes information about proposed regulations and standards and the corresponding CSBS analysis and comment letters.

Filter Proposals
Comment Deadline Title Agency CSBS Policy/Staff Analysis Comment Letter
09-09-2024
Filed 		Proposed Rule on Streamlining Mortgage Servicing for Borrowers Experiencing Payment Difficulties; Regulation X CFPB Mortgage Servicing & Regulation X Summary & Analysis Proposed Rule – Streamlining Mortgage Servicing for Borrowers Experiencing Payment Difficulties; Regulation X
07-15-2024
Filed 		RFI Regarding FHLB Core Mission Activities and Mission Achievement FHFA FHLBank System Mission Summary & Analysis Federal Home Loan Bank Core Mission Activities and Mission Achievement
06-18-2024
Filed 		Proposed Statement of Policy on Bank Merger Transactions FDIC Bank Merger Policy Statement Summary & Analysis Request for Comment on Proposed Statement of Policy on Bank Merger Transactions
05-28-2024
Filed 		RFI on Customer Identification Program Rule and Taxpayer Identification Number Collection Requirement FinCEN FinCEN Customer Identification Program Summary & Analysis CSBS Comments on FinCEN Taxpayer ID Number Collection Requirement
02-07-2024
Filed 		Management for Covered Institutions with Total Consolidated Assets of $10 Billion or More FDIC Corporate Governance & Risk Management Guidance Summary & Analysis Guidelines Establishing Standards for Corporate Governance and Risk Management for Covered Institutions with Total Consolidated Assets of $10 Billion or More
11-30-2023
CSBS Did Not Comment 		Resolution Plans Required for Insured Depository Institutions With $100 Billion or More in Total Assets; Informational Filings Required for Insured Depository Institutions With at Least $50 Billion But Less Than $100 Billion in Total Assets FDIC Resolution Planning Summary & Analysis N/A
11-30-2023
Filed 		Long-Term Debt Requirements for Large Bank Holding Companies, Certain Intermediate Holding Companies of Foreign Banking Organizations, and Large Insured Depository Institutions FDIC Long Term Debt Requirements Summary & Analysis Long-Term Debt Requirements for Large Bank Holding Companies, Certain Intermediate Holding Companies of Foreign Banking Organizations, and Large Insured Depository Institutions