Statements & Comments
This section contains all official statements and comments by CSBS, the CSBS Board of Directors, representatives of CSBS before Congress and other regulatory bodies, and of CSBS legal entities (the State Regulatory Registry and the CSBS Education Foundation).
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Comment Letter
Advance Notice of Proposed Rulemaking – Community Reinvestment Act
Press Room
John Ryan statement on the CFPB Taskforce on Federal Consumer Financial Law Report
Press Releases
Press Room
CSBS letter: Borrower Protections Under Sec. 4022 of the CARES Act
Comment Letter
Request for Information on the Equal Credit Opportunity Act and Regulation B
Depository
Comment Letter
Antitrust Division Banking Guidelines Review: Public Comments Topics & Issues Guide
Press Releases
Press Room
State Regulators Issue Ransomware Mitigation Tool
Non Depository
Comment Letter
Enhancing Prudential Standards for Nonbank Mortgage Servicers
Non Depository
Comment Letter
Qualified Mortgage Definition Under the Truth in Lending Act: Seasoned QM Loan Definition
Other
2020 Community Bank Research Conference Publication
Testimony
Fintech
Policy
License to Bank: Who Lends and Processes Payments in the Fintech Age
Press Releases
Press Room
State Regulators Roll Out One Company, One Exam for Nationwide Payments Firms
Comment Letter
National Banks and Federal Savings Associations as Lenders
External Link
District Court Judgment - New York Department of Financial Services vs. the OCC
Bank Supervision
Depository
Policy
CSBS Comment Letter: Activities and Operations of National Banks and Federal Savings Associations
Other
Joint Statement on Additional Loan Accommodations Related to COVID-19
Comment Letter
Anti-Money Laundering Act of 2020
Depository
Comment Letter
Unsafe and Unsound Banking Practices: Brokered Deposits Restrictions
Comment Letter
Congress Should Establish a Liquidity Facility to Keep Mortgage Markets Functioning
Comment Letter
Community Reinvestment Act Regulations
Press Releases
Press Room
State Financial Regulators Launch Nationwide Technology Platform to Examine Fintechs and Other Nonbanks
Comment Letter
Potential Changes to Address Public Health & Safety Issues in Cannabis Banking Legislation
Press Releases
Press Room
CSBS Releases Comprehensive Look at Consumer Finance Industry and Regulation
Testimony
Policy
Statement for the Record: "Rent-a-Bank Schemes and New Debt Traps"
Comment Letter
Federal Interest Rate Authority
Speeches
Press Room
CSBS' Afdahl: The Mission for Mortgage Regulators
Press Releases
Press Room
CSBS Begins Accreditation of State Agencies for MSB Supervision
Testimony
Policy
Lise Kruse - Before the Appraisal Subcommittee
External Link
Charlie Clark Testimony
Press Releases
Press Room
23 States Join Multistate Licensing Agreement for Financial Services Companies
Nonbank Supervision
Policy
CSBS Supports Real Estate Appraisal Relief for Understaffed Communities
Comment Letter
CSBS Opposes "True Lender" Bill (H.R. 4439)
Comment Letter
State Regulators Support Limited Appraiser Waivers
Testimony
Policy
Examining De-Risking and Its Effect on Access to Financial Services
Comment Letter
On Interagency Proposed Appraisal Threshold for Transactions Secured by Commercial Real Estate
Speeches
Press Room
The Banking System We Need: One Year Later
Testimony
Policy
CSBS Archived Testimony (2008-2013)
Speeches
Press Room
CSBS CEO John W. Ryan, The Banking System We Need
Testimony
Policy
Testimony of Gavin Gee, Senate Banking