CSBS Archived Testimony (2008-2013)
Dec 31, 2013
2013 TESTIMONY
- November 19, 2013: Senate – Hearing on The Present and Future Impact of Virtual Currency – Testimony of David Cotney
- June 18, 2013: House - Hearing on The Ability-to-Repay and Qualified Mortgage Standard Final Rule - Testimony of Charles Vice, Kentucky
2012 TESTIMONY
- November 29, 2012: House - Hearing on Examining the Impact of Proposed Rules to Implement Basel III Capital Standards - Testimony by Greg Gonzales, Tenneesee
- July 24, 2012: House - Hearing on Examining Consumer Credit Access concerns, New Products and Federal Regulations - Testimony by John Munn, Director of Banking and Finance, Nebraska
- June 21, 2012: House - Hearing on the Safe and Fair Supervision of Money Services Businesses, Testimony by Deborah Bortner, Washington
2011 TESTIMONY
- July 13, 2011: House - Hearing on the Mortgage Origination: The Impact of Recent Changes on Homeowners and Businesses - Testimony by Anne Norton, Maryland
- Senate - The State of Community Banking - Testimony by John Ducrest, Louisiana
2010 TESTIMONY
2009 TESTIMONY
- April 23, 2009: House - Hearing on H.R. 1728, The Mortgage Reform and Anti-Predatory Lending Act of 2009 - Testimony of Steve Antonakes, Massachusetts
- Sept. 16, 2009: House - Hearing on Proposals to Enhance the Community Reinvestment Act - Testimony of Steve Antonakes, Massachusetts
- March 11, 2009: House - Hearing on the Mortgage Lending Reform: A Comprehensive Review of the American Mortgage System - Testimony of Steve Antonakes, Massachusetts
- January 14, 2009: Congressional Oversight Panel - Hearing on Regulatory Reform - Testimony by Sarah Bloom Raskin, Maryland
- March 19, 2009: Senate - Hearing on Modernizing Bank Supervision and Regulation - Testimony by Joseph Smith, North Carolina
2008 TESTIMONY
- May 1, 2008: Senate - Hearing on Financial Literacy for Today’s Homebuyers - Testimony of Sarah Bloom Raskin, Maryland
- December 16, 2008: Congressional Oversight Panel - Hearing on the Troubled Asset Relief Program (TARP) - Testimony of George Burns, Nevada
- March 4, 2008: Senate - Hearing on The State of the Banking Industry - Testimony by Thomas Gronstal, Iowa
- June 5, 2008: Senate - Hearing on The State of the Banking Industry: Part II - Testimony by Tim Karsky, North Dakota
Recent Posts
Policy
State Regulators have cooperative agreements with one another, with federal agencies, and with other state representative agencies. You can find all of these agreements here.
Policy
CSBS expresses concern regarding the timing and focus of the request for information issued by the Consumer Financial Protection Bureau to assist the Taskforce on Federal Consumer Financial Law, given the aggravating circumstances of COVID-19.
Policy
May 4th, 2020
Office of the Comptroller of the Currency
Chief Counsel’s Office
400 7th Street, SW, Suite 3E-218
Washington, DC 20219
Docket ID OCC-2019-0024
Re: Licensing Amendments.
Policy
While the agencies are seeking to provide greater certainty as to the ability of assignees to enforce interest rate provisions of loans originated by banks, CSBS believes, as bank partnerships with nonbanks continue to increase, the “true lender”…