Washington, D.C. – Community bankers’ assessment about future economic and financial conditions improved at the end of 2020 but still indicates a marginally negative outlook that falls well below confidence levels before the COVID-19 pandemic and economic lockdowns, according to the most recent Community Bank Sentiment Index (CBSI). The Conference of State Bank Supervisors publicly released the fourth quarter CBSI

This report and its recommendations fail to recognize the critical role that state regulators play in protecting consumers and facilitating the safe innovation that consumers have come to expect in financial services.

Hello, I would like to start by thanking all of you for attending the first virtual NMLS conference. As Albert Forkner just noted, this year marks the largest attendance for this event and shows the power of technology to connect us. I want you to consider this as I speak: Just 10 years ago, bringing 1,000 people together for a

Washington, D.C. – The Conference of State Bank Supervisors today announced its executive leadership team as part of a new organization structure. “This team brings perspective and leadership skills that are critical for guiding CSBS as we support the dynamic state regulatory system,” said CSBS President and CEO John Ryan. “These organizational changes are part of a larger effort to

To advance Networked Supervision, state financial regulators and CSBS have focused on implementing common standards and practices across the state system to streamline regulation of nonbank financial companies operating in multiple states. Recent initiatives that help increase uniformity and set the right conditions for the state system to continue leveraging the benefits of technology include: One Company, One Exam The

State supervisors charter and oversee 79% of the nation’s banks and have a uniquely local perspective, understanding the financial needs of the families and businesses that make up their communities. They are focused on consumer protection and safety and soundness, but they also work with their institutions to encourage prudent economic growth and to mature the compliance framework for innovative

The NMLS team is focused on enhancing the NMLS user experience (UX) to ensure the improved system is intuitive and user-friendly. The NMLS team recently conducted a card sorting exercise with 40 NMLS users to better understand the best way to organize menus and pages within the system. Read further to find out why card sorting is a valuable exercise

CSBS, in partnership with the MTRA, will now offer accreditation of state regulatory agencies that supervise MSBs.

At the AARMR-CSBS national mortgage policy summit, CSBS Chairman Bret Afdahl challenges state and federal regulators to think outside the box in shaping the future of mortgage supervision

CSBS released a survey of consumer lending laws and regulations of all 50 states and Washington, D.C., today alongside a new policy paper that examines the nonbank consumer finance marketplace.