The 2024 NMLS Annual Conference & Training featured an NMLS user experience station where system users were able to participate in research activities and engage with the NMLS team about the future of the system. This dedicated station was important because we rely on input from NMLS users − both regulators and industry − to help determine how we will

By Temple University Professor of Finance Jonathan A. Scott and CSBS Chief Economist Thomas F. Siems Community banks that specialize in agricultural lending play a pivotal role in supporting the U.S. economy by providing financial services to farmers and ranchers that helps ensure a stable and reliable food supply. Comprising 26% of the overall population of the nation’s community banks

CSBS, on behalf of state regulators, owns and operates the Nationwide Multistate Licensing System & Registry (NMLS), an online licensing, registration, and supervisory platform that brings regulatory efficiency and accountability to the mortgage industry and other nonbank financial services providers. Its supervisory component, the State Examination System (SES), harmonizes and automates processes, streamlining the exam process for financial institutions. NMLS

Washington, D.C.— State financial regulators released an updated cybersecurity examination tool for nonbank financial company supervision during the ongoing Nationwide Multistate Licensing System (NMLS) Annual Conference. The tool is designed for state regulator use in examinations, and companies are encouraged to use it to assess their cybersecurity health between examinations. This tool is the newest component of state regulators’ cybersecurity

Washington, D.C. — The Conference of State Bank Supervisors (CSBS) announced today that 13 nationwide payments firms have undergone or are currently undergoing their single comprehensive exams in the first quarter of 2021 as part of the One Company, One Exam program. “Our goal of completing single, coordinated exams for each nationally operating money service business in 2021 is an

The Federal Financial Institutions Examination Council (FFIEC) today announced the appointment of Susannah Marshall to the FFIEC’s State Liaison Committee (SLC). Marshall was designated by the Conference of State Bank Supervisors (CSBS) to serve on the SLC for a two-year term that begins today and continues through March 31, 2023. Marshall has served as Commissioner of the Arkansas Bank Department

Community bankers’ assessment about future economic and financial conditions markedly improved in early 2021 but concerns about future regulatory burden worsened, according to the most recent CBSI.

Washington, D.C. — The Conference of State Bank Supervisors (CSBS) sent a letter to Senate Banking Committee Chairman Brown and Ranking Member Toomey supporting the Congressional Review Act (CRA) joint resolution (S.J. Res.15) to strike down the Office of the Comptroller of the Currency’s (OCC) true lender rule. John Ryan, CSBS president and CEO: “The true lender rule undercuts state

Statement from John W. Ryan, CSBS president and CEO, on Senate passage of the Congressional Review Act joint resolution (S.J. Res.15) to strike down the Office of the Comptroller of the Currency’s (OCC) true lender rule: “State financial regulators appreciate the Senate striking down the OCC’s true lender test, which undercut state consumer protection laws. The OCC has attempted to

Remarks delivered by Kevin Hagler, CSBS Immediate Past Chair and Georgia Commissioner of Banking and Finance, at the State-Federal Supervisory Forum, May 19, 2021 Last year, when I spoke to you, we were only eight weeks into the Covid pandemic. Now I am speaking to you with 60 weeks of pandemic experience. That means we’ve been at this for 15