A CURRENT REVIEW OF APPRAISER SHORTAGES IN RURAL COMMUNITIES & APPRAISAL STANDARDS State and federal bank regulatory agencies continue to evaluate the perceived shortage of state certified and licensed appraisers in certain areas across the country. Various industry stakeholders consistently note that appraiser shortages impact the timeliness of appraisals – extending rate locks, impeding credit availability and delaying closings for
Fintechs are now integrated into daily life. State regulators are uniquely positioned to best supervise fintech firms in a meaningful and effective manner. Based on feedback from fintech firms, state regulators launched Vision 2020 to improve the supervisory process
Equifax is operating under a multistate consent order that applies to nationwide operations, reflecting state regulators' demands that consumer reporting companies improve their cybersecurity programs
Technology and banking share a long history. The rapid growth over the past 20 years in adoption of technology for front and back office operations in banks of all sizes is well documented.
The comprehensive nature of the CSBS 2018 National Survey of Community Banks provides a starting point for establishing an overall sentiment index of community bankers. This paper takes a preliminary look at how such an index could be constructed.