Link to video of Chair Powell's pre-recorded remarks: https://youtu.be/s-cKJhfLo2Y Good morning, and welcome to the 10th annual Community Banking Research Conference. I have attended this conference twice before, including the first one back in 2013, and I can attest to the quality of the research and discussions. While I am coming to you virtually today, many of you are gathering

Governor Michelle W Bowman At the 2022 Community Banking Research Conference, sponsored by the Federal Reserve, the Conference of State Bank Supervisors, and the Federal Deposit Insurance Corporation, St. Louis, Missouri Good morning and thank you, Jim, it's great to be back here in St. Louis for this year's research conference. While the Federal Reserve learned a lot about how

Good afternoon, I very much appreciate the opportunity to speak at this 10 th Community Banking Research Conference. The FDIC is pleased to co-sponsor this event with the Federal Reserve System and the Conference of State Bank Supervisors. I would like to thank the Federal Reserve Bank of St. Louis and their outstanding administrative and technical teams for hosting the

The Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, the National Credit Union Administration, the Office of the Comptroller of the Currency, and state financial regulators, collectively the agencies, recognize the serious impact of Hurricanes Fiona and Ian on the customers and operations of many financial institutions and will provide appropriate regulatory assistance to affected

The Community Banking Research Conference research committee is pleased to announce the selection of “Bank Loan Markups and Adverse Selection” as the paper chosen for the "John W. Ryan Award for Most Significant Contribution to Community Banking Research" as part of the 2022 Community Banking Research Conference. The authors of the winning paper are: Mehdi Beyhaghi, Federal Reserve Bank of

CSBS Board Chair-Elect and North Dakota Dept of Financial Institutions Commissioner Lise Kruse As you can see, I am not Jim Cooper, as listed in the program. Unfortunately, Jim is unable to be here today, but I am pleased to be here representing CSBS on his behalf. Jim is a regular at this conference and a familiar face to many

Washington, D.C.—Texas Banking Commissioner and Financial Stability Oversight Council (FSOC) state banking representative Charles G. Cooper statement on FSOC’s Report on Digital Asset Financial Stability Risks and Regulation. “First, I want to commend the FSOC staff and member agencies on a report that helps regulators, industry, and the public better understand the risks associated with digital assets. This report, and

Washington, D.C. – Community bankers nationwide continue to have a fairly pessimistic view of the economy, but their outlook ticked up slightly in the third quarter, according to the Community Bank Sentiment Index (CBSI) released today by the Conference of State Bank Supervisors (CSBS). The third quarter 2022 CBSI rebounded seven points from its all-time low of 84 experienced in

Washington, D.C. – The Conference of State Bank Supervisors (CSBS) has named Karen K. Lawson as executive vice president for policy and supervision. In her new role, Lawson is a member of the CSBS executive leadership team and oversees the policy and supervision business unit. She will lead and coordinate CSBS’s legislative, regulatory and bank/nonbank supervisory processes and be responsible

Renewal Season Starts November 1 Washington, D.C. – State regulators encourage individuals and businesses in the mortgage, money transmission, debt collection and consumer financial services industry to get ready for the Nov. 1 start of Nationwide Multistate Licensing System (NMLS) annual license renewal by taking steps to prepare in advance. More than 261,000 mortgage loan originators (MLOs) and companies are