Regulatory Relief for Community Banks and Credit Unions
Feb 10, 2015
Good morning, Chairman Shelby, Ranking Member Brown, and distinguished Members of the Committee. My name is Candace Franks. I serve as the Bank Commissioner for the State of Arkansas and I am the current Chairman of the Conference of State Bank Supervisors (CSBS). It is my pleasure to testify before you today on behalf of CSBS.
Read the Full Testimony Here.
Recent Posts
Policy
State Regulators have cooperative agreements with one another, with federal agencies, and with other state representative agencies. You can find all of these agreements here.
Policy
CSBS expresses concern regarding the timing and focus of the request for information issued by the Consumer Financial Protection Bureau to assist the Taskforce on Federal Consumer Financial Law, given the aggravating circumstances of COVID-19.
Policy
May 4th, 2020
Office of the Comptroller of the Currency
Chief Counsel’s Office
400 7th Street, SW, Suite 3E-218
Washington, DC 20219
Docket ID OCC-2019-0024
Re: Licensing Amendments.
Policy
While the agencies are seeking to provide greater certainty as to the ability of assignees to enforce interest rate provisions of loans originated by banks, CSBS believes, as bank partnerships with nonbanks continue to increase, the “true lender”…