Recent statements about money transmission have perpetuated myths about consumer protections and the safety and soundness of our country’s payments ecosystem.

The fourth quarter 2024 Community Bank Sentiment Index (CBSI) rose to its most optimistic reading since the survey’s debut in 2019. Read the latest findings.

The survey captures the views of community banks with less than $10 billion in total assets on key risks, compliance costs, and technology, among other areas.

Consumer Access is a reliable source for consumer protection, where anyone can review the active licenses of financial services companies and staff.